Startup Financial Plan

Startup Financial PlanStartup Financial PlanStartup Financial Plan
Home
Free Resources
F A Q
Blog
Online Apps
Startup Costs
Contingency Reserve
Funding Plan
Sales Forecast
Cost Model
Balance Sheet

Startup Financial Plan

Startup Financial PlanStartup Financial PlanStartup Financial Plan
Home
Free Resources
F A Q
Blog
Online Apps
Startup Costs
Contingency Reserve
Funding Plan
Sales Forecast
Cost Model
Balance Sheet
More
  • Home
  • Free Resources
  • F A Q
  • Blog
  • Online Apps
  • Startup Costs
  • Contingency Reserve
  • Funding Plan
  • Sales Forecast
  • Cost Model
  • Balance Sheet

  • Home
  • Free Resources
  • F A Q
  • Blog
  • Online Apps
  • Startup Costs
  • Contingency Reserve
  • Funding Plan
  • Sales Forecast
  • Cost Model
  • Balance Sheet

Take Advantage of Free Apps on this Website

An all-in-one financial tool designed to give small business owners their time—and their confidence—back. And at the same time, prepare a highly defensible forecast driven by calculation tables that remove the guess work

Stop Guessing Start Growing

Reduced Effort with Preparation and Tracking

Reduced Effort with Preparation and Tracking

Reduced Effort with Preparation and Tracking

Automatically track depreciation for every asset you own. This syncs directly with your income statement, so your forecast is accurate and reliable.

A Clear Path to Profit

Reduced Effort with Preparation and Tracking

Reduced Effort with Preparation and Tracking

Stop wondering when you'll "make it." Instantly see your cash runway based on a guidance table so that your forecast is realistic. Plan for growth with confidence. 

Your Financial Safety Net

Reduced Effort with Preparation and Tracking

Your Financial Safety Net

Take the stress out of "what ifs." The app uses a 9-question tool to calculate the right emergency reserve for your specific business, so you’re always prepared for the unexpected. 

Simple Loan Management

Simple Loan Management

Your Financial Safety Net

Take the mystery out of debt.  Whether it's a new truck or new tech, see your exact repayment schedule at a glance so you can manage your monthly cash flow with ease.

Cut the Busy Work

Simple Loan Management

Protect Your Margins

Stop wasting hours on spreadsheets. Use smart grouping to organize your products and services instantly, making your sales forecasting faster and much less tedious.

Protect Your Margins

Simple Loan Management

Protect Your Margins

Know exactly what your products cost you. By answering four simple questions, you'll nail down your variable costs using industry benchmarks to ensure your sales forecast is grounded in reality.

Step 1 - Estimate Your Startup Costs

In about 15 minutes, you'll calculate:

  • One-time startup investments — equipment, computers, vehicles, leasehold improvements, and more — including realistic cash down payment estimates, because you rarely pay the full price on day one
  • Monthly operating expenses — rent, payroll, marketing, insurance, utilities, and every recurring cost you need to keep the lights on
  • Months to break-even — how long your cash must last before the business can support itself, with industry benchmark guidance built right in
  • Contingency reserve — a risk-based buffer to protect against delays, cost overruns, and slower-than-expected sales

Launch Step 1 App

Step 2 - Create a Funding Plan

In about 10 minutes, you'll calculate:

  • All Equity Sources — owners, partners, family and define when funds should appear in your Cash Flow Statement
  • Income Sources — crowdfunding, grants and awards - classify and link to your Income Statement by Month
  • Debt Financing  — calculate all loan payments and generate loan amortization schedules that print off in your funding report
  • Chart Breakdown — a summary of your Surplus or Short Fall and a chart of how your funding plan is broken down in terms of risk

Launch Step 2 App

Step 3 - Forecast Revenues (Base Year)

Go through a real true estimation process for forecasting all revenues:

  • Sizing the Market — An optional step that applies conversion rates to your estimated target audience
  • Pricing out Estimated Product or Service Sales — Includes a guidance chart on how to group products and services for a faster estimation process
  • Other Revenues  — Accounts for Other Income from your funding plan to ensure your revenue forecast is complete
  • Bar Chart Breakdown — Summary breakdown of your product or service sales that are estimated for base year one in your forecasting model

Launch Step 3 App

Step 4 - Create Comprehensive Cost Model

Develop a 3-point model covering all cost components for a 12-month period:

  • Cost of Goods Sold — Provides two approaches to calculating Cost of Goods Sold (detail bottoms up or industry top down)
  • Operating Expense — Includes simple listing of common expense categories to jump start the process
  • Non Operating Expenses  — Accounts for non operational expenses to ensure model is complete

Launch Step 4 App

Step 5 - Compile the Income Statement

Pull in Steps 3 and 4 to form two versions of your Income Statement:

  • Quick Entry Panels — Even if you skip prior steps, you can still input all data for the Income Statement
  • Key Metrics — Calculates Gross and Profit Margins with benchmark comparisons 
  • Corporate Taxation for C Corps  — Accounts for federal and state corporate taxes on profits

Launch Step 5 App

Master Your Metrics | Own Your Data

Instant Dashboards

Don't want to build from scratch?  Start immediately with a 7-metric "Balanced Dashboard" default or customize your view from our extensive menu.

The 360-Degree View

Track the health of your entire business with a comprehensive model featuring 44 pre-built metrics across Finance, Customer Experience, Operations, Marketing, Human Resources, and Liquidity 

No-Hassle Entry

Update your numbers in seconds using quarterly pop-up boxes or streamline the process with a simple CSV file import 

Executive-Ready Reporting

Export your dashboard into a formal PDF report with company logo, designed to lead your quarterly performance review 

Total Data Sovereignty

Unlike most cloud platforms, we never store your data on our servers. Your business information stays on your computer in a resident file that you control—keeping your most sensitive metrics private and secure 

Visualize Your Way

Switch between professional line charts or intuitive gauges to see exactly where you stand against your targets and industry benchmarks 

Launch Quarterly KPI App

Seven Powerful Assessment Tools

Evaluate and score multiple ideas for a business

Assess Ideas

Validate and prove your concept or idea before investing a lot of money and time

Validate the Idea

How strong is your business model for a large scale investment

Ready for Investment

Is your business ready to take on an outside equity investor?

Ready for Outside Investor

How well does your business connect with your customers?

Connecting with Customers

How much pricing power do you have?

Pricing Power

Get a rough idea of what your small business might be worth

Valuation Estimate

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